The mission of MEMO Financial Services, Inc. (MEMO) and subsidiaries is to provide high quality, low cost money-based products and services to retailers, to improve the public image, effectiveness and profitability of companies in the retail and wholesale food distribution industry and related businesses.

Terms of Use

Welcome to the MEMO Financial Services, Inc. (MEMO) and subsidiaries website at The following are the terms and conditions for using the MEMO website. By using the MEMO website you agree to these terms without limitations or qualification. If you do not agree, please do not use this website. MEMO reserves the right to change these terms at any time. You should revisit this page periodically to ensure that you still accept the current terms of use.

Copyright Policy
The articles, photographs, logos, graphics and other designs on this website are protected by copyright, trademark or other proprietary rights of MEMO or third parties. The use of these materials without the permission of MEMO is prohibited.

Some of the links on this web site may lead to third-party web sites. MEMO does not control these sites and is not affiliated with them. In addition, MEMO is not responsible for the content of web sites that may link to the MEMO web site.

MEMO does not promise that the website will be uninterrupted or error-free, nor does MEMO make any warranty as to the results that will be obtained from this web site content, searches or links to other web sites. The MEMO web site is delivered on an "as is, as available" basis. MEMO cannot guarantee that files downloaded from this site will be free of viruses, contamination or destructive features. MEMO will not be liable for any damages arising from the use of this web site.

You agree that any dispute about or involving MEMO will be governed by the laws of the United States and the Commonwealth of Pennsylvania. You agree that any issue or dispute will be brought exclusively in the state or federal courts located in Dauphin County, Pennsylvania.

You agree to indemnify MEMO, its subsidiaries, officers, directors and employees harmless from and against all claims, liability, losses, cost and expenses (including attorney's fees) made by any third party due to or arising from your use of the site.

The privacy of our web site users is very important to us. Please review our privacy policy for more information.

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